About Us

Bellevue, Kentucky Insurance AgentWe started our independent agency to provide long term ​sustainable solutions for you, our customers. Insurance is a big part of fixed expenses for most families. We want to help keep your rates fixed.

As a third generation insurance agent, I hope this agency will provide long term solutions for your family and ours.

Why We Sell Erie Insurance

Erie’s products protect you without surprises. Their auto, home, business and life insurance is rooted in the principles of honesty, decency, service and of course, affordability.

According to Erie’s founder H.O. Hirt, “Success in business is not a matter of tricks or gimmicks, or even education and training. It’s just a matter of simple common sense, mixed with just plain decency.” Now that’s a business model we at S. Cohen Insurance can get behind.

An Independent Advantage

We are Independent Agents in Bellevue, Kentucky, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. S. Cohen Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.